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Vision Insurance
Vision Insurance
What Is Vision Insurance?
Most vision insurance plans include:
Annual eye exam, prescription glasses, contact lenses, pediatric vision care and Discounts on LASIK or PRK.













Types of Vision Insurance Plans
This is the most common type of vision insurance.Â
Vision Benefits Packages (VBP)
- Covers a set of services (like one exam and one pair of glasses or contacts per year)
- Uses a network of providers — staying in-network means lower costs
- Often includes a copay for exams and allowances for frames or lenses
- May include discounts on additional purchases (like a second pair of glasses or LASIK)
Best for those who want predictable costs and structured coverage each year.Â
Discount Vision Plans
- Members get discounted rates on vision services and eyewear
- No copays or deductibles — you simply pay reduced fees directly to the provider
- Typically a lower monthly premium, but fewer covered services
Best for people who don’t use vision services often, or want basic savings without a full policy.Â
Note: Most individual plans through EyeMed and VSP fall under the vision benefits package modelÂ
These are not insurance, but rather savings plans.Â
What Does Vision Insurance Cover?
Routine Eye Exams
- Comprehensive vision testing once per year
- Helps detect early signs of eye disease or vision changes
- Often covered with a small copay or fully covered in-network

Prescription Glasses ​ / Contact Lenses
- Coverage includes lenses with a frame allowance ($100–$200+) every 12–24 months.
- Lens enhancements like anti-glare or progressive lenses may have extra costs.
- You can choose contact lenses instead of glasses, with an annual allowance for standard lenses.
- Some plans also cover contact lens fitting and evaluation fees.

LASIK & PRK Discounts
- Elective surgeries like LASIK aren’t typically covered
- Most vision plans offer 15%–20% discounts at partnered facilities
- Available through EyeMed or VSP-affiliated providers

What Does Vision Insurance Cover?
Routine Eye Exams
- Comprehensive vision testing once per year
- Helps detect early signs of eye disease or vision changes
- Often covered with a small copay or fully covered in-network
Prescription Glasses ​ / Contact Lenses
- Coverage includes lenses with a frame allowance ($100–$200+) every 12–24 months.
- Lens enhancements like anti-glare or progressive lenses may have extra costs.
- You can choose contact lenses instead of glasses, with an annual allowance for standard lenses.
- Some plans also cover contact lens fitting and evaluation fees.
Pediatric Vision Coverage
- Covers exams, glasses, and lenses for children under 19
- Included as an essential health benefit — no extra cost when paired with a compliant health plan
- Helps support early detection of vision issues in children
LASIK & PRK Discounts
- Elective surgeries like LASIK aren’t typically covered
- Most vision plans offer 15%–20% discounts at partnered facilities
- Available through EyeMed or VSP-affiliated providers
How Much Does Vision Insurance Cost?
Here’s what to expect:

Monthly Premiums
- Most individual plans start between $10–$20/month
- Family plans may range from $25–$50/month depending on the number of dependents

Out-of-Pocket Costs
- Eye exams: Often covered in full or with a small $10–$15 copay
- Glasses: Plans offer a $100–$200 frame allowance every 12–24 months
- Contacts: Annual contact lens allowance typically around $130–$150

Annual Allowances & Limits
- Most plans include one eye exam and one pair of glasses or contact lenses per year
- Upgrades (like anti-reflective or progressive lenses) may involve additional costs
How Much Does Vision Insurance Cost?
Vision insurance is one of the most affordable types of coverage — and often pays for itself with just one visit to the eye doctor.
Here’s what to expect:Â
Monthly Premiums
- Most individual plans start between $10–$20/month
- Family plans may range from $25–$50/month depending on the number of dependents
Out-of-Pocket Costs
- Eye exams: Often covered in full or with a small $10–$15 copay
- Glasses: Plans offer a $100–$200 frame allowance every 12–24 months
- Contacts: Annual contact lens allowance typically around $130–$150
Annual Allowances & Limits
- Most plans include one eye exam and one pair of glasses or contact lenses per year
- Upgrades (like anti-reflective or progressive lenses) may involve additional costs
FAQs About Vision Insurance

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Yes — even a single visit for an eye exam or glasses can make your plan pay for itself.Â
Absolutely. Many clients bundle both plans to save more and simplify care.Â
Most plans offer an allowance for one — either glasses or contact lenses — per benefit period.Â
Start dates vary, but many plans begin the 1st of the month after enrollment.
Why Our Clients Love Us?
EXCELLENT Based on 245 reviews Casey Lins2025-06-12Trustindex verifies that the original source of the review is Google. David was extremely knowledgeable and made the process as seamless as possible. Thank you! Martin Sanchezl2025-06-09Trustindex verifies that the original source of the review is Google. Michael was awesome, took the time to listen and took care of business, highly recommended Jina Hua2025-06-03Trustindex verifies that the original source of the review is Google. Thanks to Michael, our whole family was able to find a great health plan. We had a hard time with other plans before, but now we can visit the doctor with peace of mind. Thank you so much, Michael! Megan Llambias2025-05-20Trustindex verifies that the original source of the review is Google. Sky insurance ja so efficient and kind. I highly recommend these services to anyone I know. Jason Cho2025-05-13Trustindex verifies that the original source of the review is Google. Communication with him is excellent. He responds in shortly and his advice is always great. Thank you so much. Sunny Shon2025-04-29Trustindex verifies that the original source of the review is Google. Great service, and it was a pleasure to work with David. Kim Palmer2025-04-29Trustindex verifies that the original source of the review is Google. We met with David and he explained all of my options for Medicare. I was so impressed with his knowledge. There are so many plans, but with David's help I picked the perfect one for me. Thank you Skyline Benefit. I am recommending you to all of my family and friends. Danielle Nava-Mijares2025-04-16Trustindex verifies that the original source of the review is Google. Working with David K has been 100% a total life saver for us. He is really quick to respond even when frantically reached out to after hours. He worked with us to get us exactly the coverage we needed.
Why Choose Skyline Benefit?
We make the process simple and fast1
Choosing a healthcare plan can be overwhelming; we simplify the process for you
We customize health coverage to your needs
We tailor your healthcare options to your unique needs and budget
We offer flexible and affordable coverage options
With our carrier network, you have access to a variety of affordable health insurance plans
We are committed to excellence in what we do
We serve our clients with professionalism, integrity and great care
FAQs About Vision Insurance

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Sed rhoncus facilisis purus, at accumsan purus sagittis vitae. Nullam acelit at eros imperdiet pulvinar velut nisl.
Yes — even a single visit for an eye exam or glasses can make your plan pay for itself.Â
Absolutely. Many clients bundle both plans to save more and simplify care.Â
Most plans offer an allowance for one — either glasses or contact lenses — per benefit period.Â
Start dates vary, but many plans begin the 1st of the month after enrollment.
Have questions?
Write email
info@skylinebenefit.com
Call expert
(714) 888-5112
Visit office
1301 W Valencia Dr Fullerton, CA 92833