Business Health Insurance
What is CaliforniaChoice?
With CalChoice, you don’t have to pick just one insurance company. Your employees can choose from a variety of trusted carriers depending on your region. This all-in-one platform simplifies the entire process: one application, one monthly bill, and one streamlined system while still giving your team more flexibility and control over their health.













Health Plans Offered Through CaliforniaChoice

HMO

PPO

EPO
CaliforniaChoice Underwriting Guidelines
Your company must
(This includes at least one W-2 employee who is not the business owner or spouse.)
You must offer
While you’re not required to cover dependents, you must make the offer available to everyone who qualifies.
Your business must be
CaliforniaChoice is a state-specific program. Out-of-state businesses are not eligible.
You must contribute a minimum of 50% of the lowest cost medical benefit plan.
CaliforniaChoice is a state-specific program. Out-of-state businesses are not eligible.
Major advantages of CaliforniaChoice
Here’s what makes it work:Â
Employee Choice, Built-In
- Employee Choice, Built-InÂ
With access to 100+ plan options from seven top carriers, each employee can pick the plan that fits their needs — HMO, PPO, or EPO. If one wants a PPO from Anthem Blue Cross and another prefers an HMO from Kaiser Permanente, they both get exactly what they want. Simple, seamless, and all on one bill. - One Monthly BillÂ
No matter how many plans your team selects, you get a single, itemized bill for easy budgeting and administration. - Centralized ManagementÂ
One streamlined platform handles everything: enrollment, renewals, and updates. No need to manage multiple systems. - Extra Perks at No CostÂ
CaliforniaChoice also includes value-added extras like discount dental and vision programs, fitness memberships, and wellness tools — all included with your plan.Â
Why Our Clients Love Us?
EXCELLENT Based on 245 reviews Casey Lins2025-06-12Trustindex verifies that the original source of the review is Google. David was extremely knowledgeable and made the process as seamless as possible. Thank you! Martin Sanchezl2025-06-09Trustindex verifies that the original source of the review is Google. Michael was awesome, took the time to listen and took care of business, highly recommended Jina Hua2025-06-03Trustindex verifies that the original source of the review is Google. Thanks to Michael, our whole family was able to find a great health plan. We had a hard time with other plans before, but now we can visit the doctor with peace of mind. Thank you so much, Michael! Megan Llambias2025-05-20Trustindex verifies that the original source of the review is Google. Sky insurance ja so efficient and kind. I highly recommend these services to anyone I know. Jason Cho2025-05-13Trustindex verifies that the original source of the review is Google. Communication with him is excellent. He responds in shortly and his advice is always great. Thank you so much. Sunny Shon2025-04-29Trustindex verifies that the original source of the review is Google. Great service, and it was a pleasure to work with David. Kim Palmer2025-04-29Trustindex verifies that the original source of the review is Google. We met with David and he explained all of my options for Medicare. I was so impressed with his knowledge. There are so many plans, but with David's help I picked the perfect one for me. Thank you Skyline Benefit. I am recommending you to all of my family and friends. Danielle Nava-Mijares2025-04-16Trustindex verifies that the original source of the review is Google. Working with David K has been 100% a total life saver for us. He is really quick to respond even when frantically reached out to after hours. He worked with us to get us exactly the coverage we needed.
Why Choose Skyline Benefit?
We make the process simple and fast
Choosing a healthcare plan can be overwhelming; we simplify the process for you
We customize health coverage to your needs
We tailor your healthcare options to your unique needs and budget
We offer flexible and affordable coverage options
With our carrier network, you have access to a variety of affordable health insurance plans
We are committed to excellence in what we do
We serve our clients with professionalism, integrity and great care
Things you would like to know about

We do the shopping and you do the saving!
As an independent health insurance broker, we represent multiple insurance companies and coverage options.
An insurance company generally offers a commission to Skyline Benefit as an independent broker.Â
You pay the same price for coverage whether you work with Skyline Benefit or buy it on your own. You pay NOTHING for our services.Â
Whether you need a health insurance broker depends on how comfortable you are with health insurance shopping through Covered California. Confusion about health insurance can cost a lot of money and stress.Â
Skyline Benefit wants to be your trusted Covered California advisor when it comes to your healthcare shopping.
Skyline Benefit understands that the confidentiality, integrity and availability of data is vital to our clients.
We have therefore implemented data security procedures. You can refer to our Privacy Policy and Terms of Agreements.
Have questions?
Write email
info@skylinebenefit.com
Call expert
(714) 888-5112
Visit office
1301 W Valencia Dr Fullerton, CA 92833