A Simple Approach to
Business Health Insurance
With our partnership with CaliforniaChoice, we find affordable and flexible small business health insurance. Let’s Get Started
Your Partner in Group Health | CaliforniaChoice With our partnership with CaliforniaChoice, we find affordable and flexible small business health insurance. Let’s Get Started Employee Health Plan Choices Made Easy With our partnership with CaliforniaChoice, we find affordable and flexible small business health insurance. Let’s Get Started
CaliforniaChoice

What is CaliforniaChoice?

CaliforniaChoice (CalChoice) is a private health insurance exchange designed exclusively for small businesses in California. It gives employers a smarter way to offer health benefits by allowing them to provide access to multiple top-tier insurance carriers.

With CalChoice, you don’t have to pick just one insurance company. Your employees can choose from a variety of trusted carriers depending on your region. This all-in-one platform simplifies the entire process: one application, one monthly bill, and one streamlined system while still giving your team more flexibility and control over their health.

Health Plans Offered Through CaliforniaChoice

CaliforniaChoice gives your business access to a full spectrum of plan types to fit different employee needs and preferences:

HMO

Lower cost, in-network care with referrals.

PPO

More flexibility to see out-of-network doctors.

EPO

In-network care only—no referrals required.
Each employee can choose the plan type that works best for them—even if their coworkers choose differently. You also get to control the budget with multi-tier options. CaliforniaChoice includes all four metal tiers—Bronze, Silver, Gold, and Platinum—so you can offer a wide range of coverage levels and costs.

CaliforniaChoice Underwriting Guidelines

CaliforniaChoice is available exclusively to small businesses based in California. To qualify: 

Your company must

(This includes at least one W-2 employee who is not the business owner or spouse.)

You must offer

While you’re not required to cover dependents, you must make the offer available to everyone who qualifies.

Your business must be

CaliforniaChoice is a state-specific program. Out-of-state businesses are not eligible.

You must contribute a minimum of 50% of the lowest cost medical benefit plan.

CaliforniaChoice is a state-specific program. Out-of-state businesses are not eligible.

Major advantages of CaliforniaChoice

Here’s what makes it work: 

Employee Choice, Built-In

  • Employee Choice, Built-In 
    With access to 100+ plan options from seven top carriers, each employee can pick the plan that fits their needs — HMO, PPO, or EPO. If one wants a PPO from Anthem Blue Cross and another prefers an HMO from Kaiser Permanente, they both get exactly what they want. Simple, seamless, and all on one bill. 
  • One Monthly Bill 
    No matter how many plans your team selects, you get a single, itemized bill for easy budgeting and administration. 
  • Centralized Management 
    One streamlined platform handles everything: enrollment, renewals, and updates. No need to manage multiple systems. 
  • Extra Perks at No Cost 
    CaliforniaChoice also includes value-added extras like discount dental and vision programs, fitness memberships, and wellness tools — all included with your plan. 
Testimonials

Why Our Clients Love Us?

Why choose us

Why Choose Skyline Benefit?

We make the process simple and fast

Choosing a healthcare plan can be overwhelming; we simplify the process for you

We customize health coverage to your needs

We tailor your healthcare options to your unique needs and budget

We offer flexible and affordable coverage options

With our carrier network, you have access to a variety of affordable health insurance plans

We are committed to excellence in what we do

We serve our clients with professionalism, integrity and great care

Frequently asked questions

Things you would like to know about

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We do the shopping and you do the saving!

As an independent health insurance broker, we represent multiple insurance companies and coverage options.

An insurance company generally offers a commission to Skyline Benefit as an independent broker. 

You pay the same price for coverage whether you work with Skyline Benefit or buy it on your own.  You pay NOTHING for our services. 

Whether you need a health insurance broker depends on how comfortable you are with health insurance shopping through Covered California. Confusion about health insurance can cost a lot of money and stress. 

Skyline Benefit wants to be your trusted Covered California advisor when it comes to your healthcare shopping.

Skyline Benefit understands that the confidentiality, integrity and availability of data is vital to our clients.

We have therefore implemented data security procedures. You can refer to our Privacy Policy and Terms of Agreements.

Contact with us

Have questions?

Write email

info@skylinebenefit.com

Call expert

(714) 888-5112

Visit office

1301 W Valencia Dr Fullerton, CA 92833

Get in Touch

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Schedule a Free Consultation

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