Covered California
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Explore the Covered California Insurance Marketplace

Covered California
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Explore the Covered California Insurance Marketplace

Protect Your Family
with Covered California

Explore the Covered California Insurance Marketplace

Covered California is the state’s official health insurance marketplace, created under the Affordable Care Act (ACA). It is the only place where you can apply for premium tax credits and cost-sharing reductions to lower your monthly premiums.

Through Covered California, you can compare plans from major insurance companies all in one place — ensuring you have access to a wide range of ACA-compliant options.

At Skyline Benefit, our Covered California certified agents make the process simple — helping you enroll, find savings, and stay informed about your best options year after year.

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Coverage Levels

Covered California offers four levels of coverage: Bronze, Silver, Gold or Platinum. In addition to those four levels of coverage, a minimum coverage plan is available to those who are younger than 30 or can provide certification that they are without affordable coverage or are experiencing hardship.

Essential Health Benefits

All health insurance plans provide a comprehensive package of coverages and services, known as essential health benefits. These benefits fit into 10 categories, and include services like prescription drugs, mental health care, and emergency services.

Dental Coverage

Dental Coverage All health insurance plans offer embedded pediatric dental coverage. This means that dental insurance for children is included in the price of all health plans purchased in the exchange. Covered California now offers supplemental dental coverage for adults, through optional family dental plans.

Vision Coverage

Covered California offers a pathway to quality vision care. Vision care benefits for children are included in all health plans purchased through the exchange. Vision care for adults is not offered but Covered California works with certain vision insurance companies to offer vision coverage directly to consumers.

Residency

You must be a current resident of California. Covered California is exclusively for individuals and families living in the state. If you reside outside California, you are not eligible for a plan through this marketplace.

Immigration Status

You must be a: U.S. citizen, U.S. national, or Lawfully present immigrant Eligible immigration statuses include: Permanent Residents (Green Card holders), Refugees or asylees, Individuals with valid U.S. visas, Temporary Protected Status (TPS) holders and other qualifying statuses

Income Requirements

Your household income must fall within a certain range based on the federal poverty level (FPL) and your family size. Covered California offers financial help through premium tax credits and cost-sharing reductions to qualifying individuals and families with low to moderate incomes.
📌 Note: Income limits are updated annually. For the most accurate info, visit our Subsidies page.

No Dual Coverage

You generally cannot qualify for Covered California if you already have access to other types of minimum essential coverage, including: Employer-sponsored health insurance, Medicare, Full-scope Medi-Calaa If you’re currently enrolled in these programs, you may not be eligible for a subsidized Covered California plan.

Residency

You must be a current resident of California. Covered California is exclusively for individuals and families living in the state. If you reside outside California, you are not eligible for a plan through this marketplace.

Immigration Status

You must be a: U.S. citizen, U.S. national, or Lawfully present immigrant
Eligible immigration statuses include: Permanent Residents (Green Card holders), Refugees or asylees, Individuals with valid U.S. visas, Temporary Protected Status (TPS) holders and other qualifying statuses

Income Requirements

Your household income must fall within a certain range based on the federal poverty level (FPL) and your family size. Covered California offers financial help through premium tax credits and cost-sharing reductions to qualifying individuals and families with low to moderate incomes.
📌 Note: Income limits are updated annually. For the most accurate info, visit our Subsidies page.

No Dual Coverage

Income Requirements

Your household income must fall within a certain range based on the federal poverty level (FPL) and your family size. Covered California offers financial help through premium tax credits and cost-sharing reductions to qualifying individuals and families with low to moderate incomes.

📌 Note: Income limits are updated annually. For the most accurate info, visit our Subsidies page.

No Dual Coverage

This is the main enrollment window — typically from November to January each year. During this time, anyone can apply, change, or renew their coverage.

Explore Covered California →

Outside the OEP, you may still qualify to enroll if you’ve experienced a qualifying life event, such as:
Losing job-based health insurance or Medi-Cal
Moving to a new California county
Getting married or divorced
Having a baby or adopting a child
Gaining lawful immigration status

Explore Covered California →

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We make the process simple and fast

Choosing a healthcare plan can be overwhelming; we simplify the process for you

We customize health coverage to your needs

We tailor your healthcare options to your unique needs and budget

We offer flexible and affordable coverage options

With our carrier network, you have access to a variety of affordable health insurance plans

We are committed to excellence in what we do

We serve our clients with professionalism, integrity and great care

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We do the shopping and you do the saving!

As an independent health insurance broker, we represent multiple insurance companies and coverage options.

How Does Skyline Benefit Get Paid?

An insurance company generally offers a commission to Skyline Benefit as an independent broker.

You pay the same price for coverage whether you work with Skyline Benefit or buy it on your own. You pay NOTHING for our services.

Do I Need an Insurance Broker for Covered California?

Whether you need a health insurance broker depends on how comfortable you are with health insurance shopping through Covered California. Confusion about health insurance can cost a lot of money and stress.

Skyline Benefit wants to be your trusted Covered California advisor when it comes to your healthcare shopping.

Is My Personal Data Secure and Confidential?

Skyline Benefit understands that the confidentiality, integrity and availability of data is vital to our clients.

We have therefore implemented data security procedures. You can refer to our Privacy Policy and Terms of Agreements.

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Covered California
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What Is Covered California?