{"id":8803,"date":"2022-06-10T12:16:24","date_gmt":"2022-06-10T19:16:24","guid":{"rendered":"https:\/\/skyline.techtamerstudio.com\/?p=8803"},"modified":"2022-07-26T11:45:54","modified_gmt":"2022-07-26T18:45:54","slug":"que-es-covered-california","status":"publish","type":"post","link":"https:\/\/skyline.techtamerstudio.com\/es\/que-es-covered-california\/","title":{"rendered":"Que es Covered California"},"content":{"rendered":"

Que es Covered California<\/strong><\/span><\/p>\n

Resumen de preguntas sobre el <\/strong><\/span>seguro de <\/strong>salud <\/strong>a traves de <\/strong><\/span>Covered California<\/strong><\/span><\/h2>\n

:: Hemos listado 10 preguntas frecuentes sobre el <\/strong>Covered California\u00a0::<\/strong><\/span><\/p>\n

 <\/p>\n

\"\"<\/p>\n

1) \u00bfCu\u00e1l es la diferencia entre Covered California <\/strong>y Medi-Cal<\/strong>?<\/span><\/h3>\n

Covered California<\/a> es el programa del seguro de salud suministrado por el Estado de California y subsidiado por el gobierno federal a traves del programa de Obamacare, en donde puedes obtener seguros de salud con apollo financiero seg\u00fan a los ingresos de su familia o individual.<\/p>\n

Medi-Cal<\/a> es la versi\u00f3n del Medicaid para el Estado de California.
\nSeguro m\u00e9dico gratuito o de bajo costo para Californianos de bajos ingresos.<\/p>\n

Su nivel de ingresos anuales determina su elegibilidad para solicitar Covered California o Medi-Cal.\u00a0 \u00a0 \u00a0 Que es Covered California<\/span><\/p>\n

Que es Covered California\u00a0 \u00a0 Que es Covered California\u00a0 \u00a0 Que es Covered California<\/span><\/p>\n

2) \u00bfQu\u00e9 tipos de seguro de salud puedes obtener a trav\u00e9s de Covered California<\/strong>?<\/span><\/h3>\n

Existen cuatro tipos de planes de seguro de salud en Covered\u00a0California<\/a>:<\/strong>
\n1) Plan Bronce (Recibe alrededor del 60 % del costo total del hospital)<\/span>
\n2) Plan Plata (Recibe alrededor del 70 % del costo total del hospital)<\/span>
\n3) Plan Oro (Recibe alrededor del 80 % del costo total del hospital)<\/span>
\n4) Plan Platino (Recibe alrededor del 90 % del costo total del hospital)<\/span><\/p>\n

El plan de Oro y Platino con primas mas altas generalmente reciben mas beneficios
\npero pagas menos por los servicios de atenci\u00f3n m\u00e9dica.<\/p>\n

 <\/p>\n

3) <\/span>\u00bf<\/span>Qui\u00e9nes son las Aseguradoras de salud con el programa Covered California<\/span><\/strong>?<\/span><\/span><\/h3>\n

11 aseguradoras de salud tienen planes de seguro a trav\u00e9s de Covered California<\/a>.<\/span><\/p>\n

En el condado de Los \u00c1ngeles, puedes elegir entre 7 compa\u00f1\u00edas de seguros los cuales son:<\/span>
\nAnthem, Blue Shield, Healthnet, Kaiser, Oscar etc. Y en el condado de Orange, puedes elegir<\/span>
\nentre 6 compa\u00f1\u00edas de seguros: Blueshield, Healthnet, Kaiser, Oscar etc.<\/span><\/p>\n

 <\/p>\n

4) \u00bfLos residentes permanentes quienes recientemente llegaron a los Estados Unidos son elegibles para Covered California<\/strong>?<\/span><\/h3>\n

Ciudadanos, residentes permanentes y adultos entre 18 y 64 a\u00f1os quienes legalmente residen en los Estados Unidos.<\/p>\n

Alternativamente, las personas mayores de 65 a\u00f1os que a\u00fan no son elegibles para Medicare<\/a> pueden inscribir con Covered California.<\/p>\n

Y los que pueden probar su estado legal en EEUU con documentos actualmente en tr\u00e1mite ante la Oficina de Inmigraci\u00f3n son elegibles para inscribir con Covered California.<\/p>\n

 <\/p>\n

5) \u00bfEstoy embarazada recientemente, \u00bfpuedo solicitar el seguro de salud de Covered California durante mi periodo de embarazo<\/strong>?<\/span><\/h3>\n

Si puede solicitar el seguro de salud a traves del Covered California en los siguientes casos:
\nAl responder “S\u00ed” en las preguntas de la solicitud “\u00bfEst\u00e1s embarazada?” o informe a un agente de Covered California sobre su embarazo.<\/p>\n

Y puede solicitar el seguro de salud para recibir atenci\u00f3n m\u00e9dica prenatal, trabajo de parto y parto tanto como la atenci\u00f3n m\u00e9dica posparto.<\/p>\n

Todos los planes de salud del Covered California no pueden negar el seguro m\u00e9dico si est\u00e1 embarazada.<\/p>\n

 <\/p>\n

6) \u00bfTengo que pagar multas si no tengo seguro m\u00e9dico<\/strong>?<\/span><\/h3>\n

Es una ley de California que empezo en 2020 y la mayor\u00eda de las personas est\u00e1n obligadas a tener un seguro m\u00e9dico seg\u00fan la ley, y se le multar\u00e1 si no lo hace.<\/p>\n

En 2021, se le impondr\u00e1 una multa de $800 por adulto, $400 por ni\u00f1o menor de 18 a\u00f1os (m\u00e1ximo $2400 por familia) o el 2.5 % del ingreso anual, lo cual sea mayor.<\/p>\n

 <\/p>\n

7) \u00bfC\u00f3mo afecta un cambio en el ingreso anual a mi declaraci\u00f3n de impuestos<\/strong>?<\/span><\/h3>\n

Es importante informar de inmediato cualquier cambio en los ingresos que afecte el monto de su asistencia con la prima.<\/p>\n

A medida que disminuyen sus ingresos, puede recibir m\u00e1s asistencia con la prima y reducir sus costos reales.<\/p>\n

Sin embargo, si sus ingresos aumentan significativamente, es posible que se le pida que devuelva el subsidio en su declaraci\u00f3n de impuestos el pr\u00f3ximo a\u00f1o.<\/p>\n

En general, cuando solicite Covered California, si sus ingresos superan el 10%, aseg\u00farese de informar el cambio.<\/p>\n

 <\/p>\n

8) \u00bfQu\u00e9 sucede si no he declarado mis impuestos el a\u00f1o pasado<\/strong>?<\/span><\/h3>\n

Si no ha declarado sus impuestos el a\u00f1o pasado a\u00fan puede solicitar un seguro de salud y obtener asistencia con la prima.<\/p>\n

Usamos su ingreso estimado para proveer un seguro de salud asequible.<\/p>\n

Y si es elegible para asistencia con la prima, debe declarar sus impuestos en el a\u00f1o en que la recibi\u00f3.<\/p>\n

 <\/p>\n

9) \u00bfPuede mi familia elegir un plan de salud diferente<\/strong>?<\/span><\/h3>\n

No todas las personas en su familia necesitan tener el mismo seguro de salud.<\/p>\n

Los miembros de su familia pueden comprar diferentes tipos seguros dependiendo de la condici\u00f3n de salud.<\/p>\n

Y pueden aplicar con diferentes compa\u00f1\u00edas de seguro.<\/p>\n

 <\/p>\n

10) \u00bfPuedo obtener ayuda para completar la aplicacion o a elegir un plan<\/strong>?<\/span><\/h3>\n

S\u00ed ! Podemos ayudarte de forma gratuita. Skyline<\/a> Insurance<\/a><\/strong> <\/span>es una compa\u00f1\u00eda de Seguros de salud certificado por Covered California.<\/p>\n

Nuestros agentes les ayudar\u00e1n a encontrar el mejor plan de seguro segun a su necesidad y presupuesto.<\/p>\n

Llame hoy para una consulta gratuita: (714)-888-5112\u00a0<\/strong><\/span><\/a><\/p>\n

 <\/p>\n

\"\"<\/p>\n","protected":false},"excerpt":{"rendered":"

Que es Covered California Resumen de preguntas sobre el seguro de salud a traves de Covered California :: Hemos listado 10 preguntas frecuentes sobre el Covered California\u00a0::   1) \u00bfCu\u00e1l 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