{"id":9276,"date":"2022-06-30T15:31:53","date_gmt":"2022-06-30T22:31:53","guid":{"rendered":"https:\/\/skyline.techtamerstudio.com\/?p=9276"},"modified":"2022-07-26T17:45:35","modified_gmt":"2022-07-27T00:45:35","slug":"preguntas-sobre-covered-california","status":"publish","type":"post","link":"https:\/\/skyline.techtamerstudio.com\/es\/preguntas-sobre-covered-california\/","title":{"rendered":"Preguntas sobre Covered California"},"content":{"rendered":"

Preguntas sobre Covered California<\/span><\/p>\n

:: Hoy hemos recopilado 10 preguntas frecuentes sobre el seguro de Covered California ::<\/strong><\/span><\/p>\n

1. \u00bfCu\u00e1l es la diferencia entre Covered California y Medi-Cal?<\/h3>\n

Covered California es el intercambio de Obamacare del Estado de California.\u00a0 Es el intercambio de seguros donde puede comprar seguro de salud general subsidiado por el gobierno federal, seg\u00fan los ingresos de su familia.<\/p>\n

Medi-Cal es la versi\u00f3n de California del programa Federal de Medicaid.\u00a0 Es un Seguro m\u00e9dico gratuito o de bajo costo para californianos con bajo ingreso.<\/p>\n

Su nivel de ingreso anual determina su elegibilidad para solicitar Covered California<\/a><\/strong> o Medi-Cal.<\/p>\n

2. \u00bfQu\u00e9 tipo de seguros puedes obtener a trav\u00e9s de Covered California?<\/h3>\n

Hay cuatro tipos de planes de seguro de salud cubiertos en California:\u00a0 Plan Bronce, Plan Plata, Plan Oro y Plan Platino.<\/p>\n

El plan Bronce recibe alrededor del 60 %<\/span> del costo total del hospital, Plan Plata el 70 %<\/span>.\u00a0 Plan Oro el 80 %<\/span> y el plan Platino el 90 %<\/span> del costo total del hospital.\u00a0 Los planes de Oro o el Platino incluye muchos beneficios en los costos de salud y generalmente pagan primas m\u00e1s altas, pero pagan menos por los servicios de atenci\u00f3n m\u00e9dica.<\/p>\n

3. \u00bfQui\u00e9nes son las Aseguradoras de salud con Covered California?<\/h3>\n

11 aseguradoras de salud venden planes de seguro a trav\u00e9s de Covered California<\/a><\/strong>.<\/p>\n

En el condado de Los \u00c1ngeles, puede elegir entre 7 compa\u00f1\u00edas de seguros, incluidas: Anthem, Blue Shield, Health Net, Kaiser y Oscar etc.<\/p>\n

Y en el condado de Orange, puede elegir entre 6 compa\u00f1\u00edas de seguros, incluidas: Blue Shield, Health Net, Kaiser y Oscar etc.<\/p>\n

4. \u00bfLos residentes permanentes quienes recientemente llegaron a los Estados Unidos son elegibles para Covered California?<\/h3>\n

Ciudadanos, residentes permanentes y adultos entre 18 y 64 a\u00f1os quienes est\u00e9n legalmente presentes en los Estados Unidos son elegibles para el Covered California.<\/p>\n

Alternativamente, las personas mayores de 65 a\u00f1os que a\u00fan no son elegibles para Medicare pueden tambien inscribirse con Covered California. (Y tambien los que pueden probar su estatus legal con documentos actualmente en tr\u00e1mite ante la Oficina de Inmigraci\u00f3n: son elegibles para inscribir con Covered California)<\/p>\n

5. Estoy embarazada recientemente, \u00bfpuedo solicitar el seguro de salud de Covered California<\/a> mientras estoy embarazada?<\/h3>\n

Responda S\u00ed a “\u00bfEst\u00e1 embarazada?” en las preguntas de la solicitud, o informe a un agente de Covered California sobre su embarazo.<\/p>\n

Puede solicitar el seguro de salud para atenci\u00f3n m\u00e9dica prenatal, trabajo de parto y parto, y atenci\u00f3n m\u00e9dica posparto.<\/p>\n

Todos los planes de salud de Covered California no puede negar el seguro m\u00e9dico a una persona embarazada.<\/p>\n

6. \u00bfMe multar\u00e1n si no tengo Seguro m\u00e9dico?<\/h3>\n

Es una ley de California que entr\u00f3 en vigor en 2020 y la mayor\u00eda de las personas est\u00e1n obligadas a tener un seguro m\u00e9dico seg\u00fan la ley, y se le multar\u00e1 si no lo hace.\u00a0 En 2022, se le impondr\u00e1 una multa de $800 por adulto, $400 por ni\u00f1os menores de 18 a\u00f1os (m\u00e1ximo $2400 por familia) o el 2.5 % del ingreso anual, lo cual sea mayor.<\/p>\n

7. \u00bfC\u00f3mo afecta un cambio en el ingreso anual a mi declaraci\u00f3n del impuesto?<\/h3>\n

Es importante informar de inmediato cualquier cambio en los ingresos que afecte el monto de su asistencia en la prima.<\/p>\n

A medida que disminuyen sus ingresos, puede recibir m\u00e1s asistencia en la prima y reducir sus costos reales.<\/p>\n

Sin embargo, si sus ingresos aumentan significativamente, es posible que se le pida que devuelva el subsidio en su declaraci\u00f3n de impuestos del pr\u00f3ximo a\u00f1o.<\/p>\n

En general, cuando solicite Covered California, si sus ingresos superan el 10 %, aseg\u00farese de informar sobre el cambio.<\/p>\n

8. \u00bfQu\u00e9 sucede si no he presentado una declaraci\u00f3n de impuestos el a\u00f1o pasado?<\/h3>\n

Incluso si no present\u00f3 una declaraci\u00f3n de impuestos el a\u00f1o pasado, a\u00fan puede solicitar un seguro de salud y obtener asistencia con la prima.<\/p>\n

Usamos su ingreso estimado para encontrar un seguro de salud asequible.<\/p>\n

Si es elegible para asistencia en la prima, debe presentar una declaraci\u00f3n de impuestos para el a\u00f1o en que la recibi\u00f3.<\/p>\n

9. \u00bfPuede mi familia elegir un plan de salud diferente?<\/h3>\n

No todas las familias necesitan tener el mismo seguro de salud.<\/p>\n

Los miembros de su familia pueden comprar diferentes tipos del seguro dependiendo de la condici\u00f3n de salud.<\/p>\n

Y pueden tambien solicitar con diferentes compa\u00f1\u00edas de seguros.<\/p>\n

10. \u00bfPuedo obtener ayuda para completar una solicitud de seguro o en elegir un plan?<\/span><\/h3>\n

\u00a1S\u00ed! Podemos ayudarte de forma gratuita.\u00a0 Skyline Insurance<\/a> <\/span><\/strong>es una compa\u00f1\u00eda de Seguros de salud acreditado por Covered California.<\/p>\n

Nuestros agentes les ayudar\u00e1n a encontrar el mejor plan de Seguro segun a su necesidad y presupuesto.<\/p>\n

Llame hoy para una consulta gratuita.<\/strong><\/span> (714) 888-5112<\/a><\/strong><\/span><\/p>\n

 <\/p>\n

\"\"<\/p>\n

 <\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Preguntas sobre Covered California :: Hoy hemos recopilado 10 preguntas frecuentes sobre el seguro de Covered California :: 1. \u00bfCu\u00e1l es la diferencia entre Covered California y Medi-Cal? Covered California […]<\/p>\n","protected":false},"author":1,"featured_media":10036,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[744,1192],"tags":[1137,1223,1222,878,1224,1221,770,883,956,1210,1209,1204,749,816,1236,797,1230,1208,933,1244,1243,743,1215,1214,1218,776,752,787,1220,1219,1229,1226,1225,757,1196,1232,1194,1202,1198,1235,1199,1234,1195,1231,1203,1197,786,1216,790,885,753,879,1201,957,1227,1211,938,880,884,750,1212,742,765,958,1213,1240,1237,1241,781,1239,1242,886,882,881,775,741,1233,887,756,755,820,819,808,835,818,888,754,748,889,751,792,1228,1238,1217],"class_list":["post-9276","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-california-cubierta","category-que-es-covered-california","tag-affordable-care-act-es","tag-agencia-certificado-covered-california","tag-agencia-de-covered-california","tag-agente-autorizado-de-covered-california","tag-agente-certificado-por-covered-california","tag-agente-de-covered-california","tag-agente-de-seguros","tag-american-rescue-plan-es","tag-anthem","tag-aplicacion-a-covered-california","tag-aplicar-covered-california","tag-aprenda-sobre-covered-california","tag-aseguranza-medica","tag-asistencia-financiera-para-seguro-de-salud","tag-ayuda-en-covered-california","tag-ayuda-financiera","tag-beneficios-de-covered-california","tag-bienvenido-a-covered-california","tag-blue-shield-es","tag-calificaciones-del-covered-california","tag-calificaciones-para-covered-california","tag-california-cubierta","tag-certificado-por-covered-california","tag-certified-by-covered-california","tag-cobertura-covered-california","tag-cobertura-de-medicamentos","tag-cobertura-de-salud","tag-coinsurance","tag-como-aplicar-covered-california","tag-como-aplicar-para-covered-california","tag-como-obtener-covered-california","tag-como-renovar-covered-california","tag-como-solicitar-covered-california","tag-covered-california-es","tag-covered-california-application","tag-covered-california-de-familia","tag-covered-california-en-espanol","tag-covered-california-espanol-telefono","tag-covered-california-guide","tag-covered-california-hispanos","tag-covered-california-in-person-locations","tag-covered-california-latinos","tag-covered-california-login","tag-covered-california-para-la-familia","tag-covered-california-plans-es","tag-covered-california-store","tag-deductible","tag-dental","tag-diferentes-tipos-del-seguro","tag-elegibilidad-para-solicitar-medicare-embarazada-gasto-maximo-de-bolsillo","tag-embarazada","tag-encontrar-un-seguro-de-salud","tag-fecha-limite-para-covered-california","tag-healthnet","tag-how-to-renew-covered-california","tag-inscribir-a-covered-california","tag-kaiser","tag-licencias-para-el-seguro-medico","tag-medi-cal-es","tag-medical","tag-mercado-de-seguros-medicos-en-california","tag-multa-de-seguro-de-salud","tag-obamacare","tag-oscar","tag-plan-de-seguro-medico","tag-planes-de-covered-california","tag-precio-de-covered-california","tag-prequntas-sobre-el-covered-california","tag-prescription-drug-coverage","tag-prima-de-covered-california","tag-questions-sobre-el-covered-california","tag-recomendaciones-de-seguros-de-salud-en-eeuu","tag-renewal-of-covered-california","tag-renovar-su-seguro-medico","tag-seguridad-social","tag-seguro-de-salud","tag-seguro-de-salud-covered-california","tag-seguro-de-salud-de-eeuu","tag-seguro-de-salud-del-estado","tag-seguro-de-salud-del-gobierno","tag-seguro-de-salud-en-anaheim","tag-seguro-de-salud-en-buena-park","tag-seguro-de-salud-en-california","tag-seguro-de-salud-en-fullerton","tag-seguro-de-salud-en-orange-county","tag-seguro-de-salud-para-ciudadanos-americano","tag-seguro-del-gobierno","tag-seguro-medico","tag-seguro-para-residentes","tag-seguro-social","tag-skyline-benefit","tag-supscripcion-a-covered-california","tag-tarifa-de-covered-california","tag-vision"],"yoast_head":"\nPreguntas sobre Covered California - Skyline Benefit<\/title>\n<meta name=\"description\" content=\"Preguntas sobre Covered California. 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