{"id":5559,"date":"2021-03-23T14:14:45","date_gmt":"2021-03-23T21:14:45","guid":{"rendered":"https:\/\/skyline.techtamerstudio.com\/?p=5559"},"modified":"2021-06-09T10:47:16","modified_gmt":"2021-06-09T17:47:16","slug":"%eb%af%b8%ea%b5%ad-%ea%b1%b4%ea%b0%95%eb%b3%b4%ed%97%98-%ec%9a%a9%ec%96%b4-%ec%b4%9d%ec%a0%95%eb%a6%ac","status":"publish","type":"post","link":"https:\/\/skyline.techtamerstudio.com\/ko\/%eb%af%b8%ea%b5%ad-%ea%b1%b4%ea%b0%95%eb%b3%b4%ed%97%98-%ec%9a%a9%ec%96%b4-%ec%b4%9d%ec%a0%95%eb%a6%ac\/","title":{"rendered":"\ubbf8\uad6d \uac74\uac15\ubcf4\ud5d8 \uc6a9\uc5b4 \ucd1d\uc815\ub9ac"},"content":{"rendered":"

\ubbf8\uad6d\uc0dd\ud65c\uc744 \uc2dc\uc791\ud558\uc2dc\uba74\uc11c \uac71\uc815 \ub9ce\uc774 \ud558\uc2dc\ub294 \ubd84\uc57c \uc911 \ud558\ub098\uc778 \ubbf8\uad6d \uac74\uac15\ubcf4\ud5d8\uc5d0 \uad00\ub828 \uc124\uba85 \ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d\uc5d0\uc11c \uc758\ub8cc\ube44\uac00 \ub108\ubb34 \ube44\uc2f8\ub2e4\ub294 \uc774\uc57c\uae30\ub294 \ud55c \ubc88\ucbe4 \uc811\ud574 \ubcf4\uc168\uc8e0?<\/p>\n

\ubbf8\uad6d\uc5d0\uc11c \uac1c\uc778 \ud30c\uc0b0 \uc2e0\uccad\uc774\uc720 1\uc21c\uc704\uac00 \ubc14\ub85c \uc758\ub8cc\ube44 \ub54c\ubb38\uc774\uc8e0.\u00a0 \uc5bc\ub9c8 \uc804 \uc800\uc758 \uc190\ub2d8\uc774 \uac11\uc790\uae30 \ubc30\uac00 \uc544\ud30c\uc11c \u00a0\ubcd1\uc6d0\uc5d0 2\uc77c \uc785\uc6d0\ud558\uc168\ub2e4\uac00 \ubcd1\uc6d0\ube44 5\ub9cc\ubd88\uc774 \ub098\uc654\uc2b5\ub2c8\ub2e4.\u00a0 \ubbf8\uad6d\uc740 \uc6cc\ub099 \uc758\ub8cc\ube44\uac00 \ube44\uc2f8\uae30 \ub54c\ubb38\uc5d0 \uc758\ub8cc\ubcf4\ud5d8\uc774 \uc5c6\uc73c\uc2dc\uba74 \ubcd1\uc6d0\ube44\ub97c \ub3c4\uc800\ud788 \uac10\ub2f9\ud560 \uc218\uac00 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n

\ud639, \uc758\ub8cc\ubcf4\ud5d8\uc774 \uc788\ub2e4\uace0 \ud558\uc154\ub3c4 \uc6cc\ub099 \ubcf4\ud5d8 \uc885\ub958\ub4e4\ub3c4 \ub9ce\uace0 \ubcf4\ud5d8\uc5d0 \ub530\ub978 \ub514\ub355\ud130\ube14 (Deductible), \ucf54\uc778\uc288\ub7f0\uc2a4 (Coinsurance) \ubc0f \uac00\uc785\uc790 \ubd80\ub2f4 \ucd5c\ub300\ud55c\ub3c4\uc561 (Out of Pocket Maximum)\ub3c4 \ub192\uc744 \uc218 \uc788\uc5b4 \uac74\uac15\uc0c1\ud0dc\uc640 \uc7ac\uc815 \ud615\ud3b8\uc5d0 \ub9de\ub294 \uac74\uac15\ubcf4\ud5d8 \uc120\ud0dd\ud558\ub294 \uac8c \ucc38 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n

\uc624\ub298\uc740 \uc5ec\ub7ec\ubd84\uc5d0\uac8c \ub3c4\uc6c0\uc774 \ub420 \uac74\uac15\ubcf4\ud5d8 \uc6a9\uc5b4\ub4e4\uc744 \ud55c\ubc88 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

    \n
  1. \n

    \ubcf4\ud5d8\ub8cc (Premium)<\/h3>\n<\/li>\n<\/ol>\n

    \ubcf4\ud5d8\ub8cc\ub780 \uac74\uac15\ubcf4\ud5d8 \ub610\ub294 \ud50c\ub79c\uc744 \uc774\uc6a9\ud558\uae30 \uc704\ud574 \ub0a9\ubd80\ud574\uc57c \ud558\ub294 \uae08\uc561\uc785\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c, \ubcf8\uc778 \ubc0f\/\ub610\ub294 \uace0\uc6a9\uc8fc\uac00 \ub9e4\uc6d4, \ub9e4 \ubd84\uae30, \ub610\ub294 \ub9e4\ub144 \ub0a9\ubd80\ud569\ub2c8\ub2e4.\u00a0 \ubcf4\ud5d8\ub8cc\ub294 \ubcf8\uc778\ubd80\ub2f4\uae08, \ucf54\ud398\uc774\uba3c\ud2b8, \ub610\ub294 \ucf54\uc778\uc288\uc5b4\ub7f0\uc2a4\uc5d0 \ud3ec\ud568\ub418\uc5b4 \uc788\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ubcf4\ud5d8\ub8cc\ub97c \ub0a9\ubd80\ud558\uc9c0 \uc54a\uc73c\uba74 \uc758\ub8cc\ubcf4\uc7a5\uc744 \uc0c1\uc2e4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

      \n
    1. \n

      \ubcf8\uc778\ubd80\ub2f4\uae08 (Deductible)<\/h3>\n<\/li>\n<\/ol>\n

      \ubcf8\uc778\ubd80\ub2f4\uae08\uc740 \ubcf4\ud5d8\ud68c\uc0ac\uac00 \uc758\ub8cc\ube44 \uc9c0\ubd88\uc744 \uc2dc\uc791\ud558\uae30 \uc804\uc5d0 \uac00\uc785\uc790\uac00 \ub9e4\ub144 \uba3c\uc800 \ub0b4\uc57c \ud558\ub294 \uace0\uc815 \uae08\uc561\uc785\ub2c8\ub2e4. \ubcf4\ud1b5 \uc758\uc0ac \ubc29\ubb38\uc774\ub098 \uc77c\ubc18 \uce58\ub8cc\ub97c \ubc1b\uc73c\uc168\uc744 \ub54c\ub294 \ub514\ub355\ud130\ubd88\uc774 \uc801\uc6a9\uc774 \ub418\uc9c0 \uc54a\uace0 \ubcd1\uc6d0\uc5d0 \uc785\uc6d0\uc744 \ud558\uc2dc\uac70\ub098 \ucc98\ubc29\uc57d\uc744 \ud0c0\uc2e4 \ub54c\ub294 \ubcf4\ud5d8\uc885\ub958\uc5d0 \ub530\ub77c \ub514\ub355\ud130\ube14\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4. \uc77c\ub2e8 \uac00\uc785\uc790\uac00 \ub514\ub355\ud130\ube14\uc744 \uc9c0\ubd88\ud558\uba74 \ub098\uba38\uc9c0 \uc758\ub8cc\ube44\uc6a9\uc740 \uac74\uac15\ubcf4\ud5d8\ud68c\uc0ac\uac00 \uc804\uc561 \ub610\ub294 \uac00\uc785\uc790\uc640 \ub098\ub204\uc5b4 \ub0b4\uac8c \ub429\ub2c8\ub2e4.<\/p>\n

        \n
      1. \n

        \ucf54\uc778\uc288\uc5b4\ub7f0\uc2a4 (Coinsurance)<\/h3>\n<\/li>\n<\/ol>\n

        \ucf54\uc778\uc288\ub7f0\uc2a4\ub294 \uc758\ub8cc\ube44\uc6a9\uc758 \uc77c\uc815 \ubd80\ubd84\uc744 \uac00\uc785\uc790\uac00 \ubd80\ub2f4\ud574\uc57c \ud558\ub294 \ub610\ub2e4\ub978 \uc885\ub958\uc758 \uc758\ub8cc\ube44 \uacf5\uc720 \ubc29\ubc95\uc785\ub2c8\ub2e4. \ub2e4\uc2dc \ub9d0\ud574 \uc758\ub8cc\ube44\uc6a9\uc744 \uac00\uc785\uc790\uc640 \ubcf4\ud5d8\uc0ac\uac00 \uc77c\uc815 \ube44\uc728\ub85c \ub098\ub204\uc5b4 \ub0b4\ub294 \uc758\ubbf8\ub2e4.\u00a0 \uc608\ub97c \ub4e4\uc5b4 \uac00\uc785\uc790 \ubcf4\ud5d8\uc774 \ub514\ub355\ud130\ube14\uc740 $4,000\ubd88 \ubcd1\uc6d0 \uc785\uc6d0\uc2dc30% \ucf54\uc778\uc288\ub7f0\uc2a4\ub97c \ub0b8\ub2e4\uace0 \uac00\uc815\ud574 \ubcf4\uc8e0. 10,000\ub2ec\ub7ec\uc758 \ubcd1\uc6d0\ube44\uac00 \ub098\uc654\ub2e4\uba74 \uac00\uc785\uc790\uac00 \uba3c\uc800 $4,000\ub2ec\ub7ec\ub97c \ub0b4\uc2dc\uace0 \ub098\uba38\uc9c0 $6,000\ub294 \ubcf4\ud5d8\ud68c\uc0ac\ub294 70% \uac00\uc785\uc790\ub294 30%\ub97c \ub0b4\uc57c \ub41c\ub2e4\uace0 \ubcf4\uc2dc\uba74 \ub429\ub2c8\ub2e4. \ub9cc\uc57d \ubcd1\uc6d0\ube44\uac00 \ub9ce\uc774 \ub098\uc654\ub2e4\uba74 \uac00\uc785\uc790\uac00 \ub0b4\uc57c \ub418\ub294 \ub3c8\ub3c4 \uc5c4\uccad \ub298\uc5b4\ub098\uc8e0.<\/p>\n

          \n
        1. \n

          \ucf54\ud398\uc774 \ub610\ub294 \ucf54\ud398\uc774\uba3c\ud2b8 (Copay or Copayment)<\/h3>\n<\/li>\n<\/ol>\n

          \ucf54\ud398\uc774\ub780 \uc758\uc0ac \ubc29\ubb38, \ubcd1\uc6d0 \uc678\ub798 \ubc29\ubb38, \ub610\ub294 \ucc98\ubc29\uc57d \ub4f1 \uc758\ub8cc \uc11c\ube44\uc2a4\ub098 \uc758\ub8cc\uc6a9\ud488 \ube44\uc6a9\uc5d0 \ub300\ud574 \ub0a9\ubd80\ud574\uc57c \ud560 \uc5ec\ub7ec\ubd84\uc758 \ubd80\ub2f4\ubd84\uc785\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c, \ucf54\ud398\uc774\uba3c\ud2b8\ub294 \ud37c\uc13c\ud2b8\uac00 \uc544\ub2c8\ub77c \uc815\ud574\uc9c4 \uae08\uc561\uc785\ub2c8\ub2e4. \ub2e4\uc2dc \ub9d0\ud574 \ubcf4\ud5d8\uc744 \uc0ac\uc6a9\ud560 \ub54c\ub9c8\ub2e4 \ub0b4\uc57c \ud558\ub294 \ub3c8\uc774\uc8e0. \u00a0\ucf54\ud398\uc774\ub294 \ubcf4\ud5d8\uc885\ub958\uc5d0 \ub530\ub77c \ub2e4\ub974\uc9c0\ub9cc \uc758\uc0ac \ubc29\ubb38, \uac80\uc0ac, \ucc98\ubc29\uc5d0 \ub300\ud574 $20\ub098 $40\ub97c \ub0a9\ubd80\ud569\ub2c8\ub2e4. \ucf54\ud398\uc774\uba3c\ud2b8\ub294 \ubcf4\ud1b5 \ubcf4\ud5d8 \ud50c\ub79c \ubc0f \ubc29\ubb38\uc774\ub098 \uc11c\ube44\uc2a4 \uc720\ud615\uc5d0 \ub530\ub77c $0 ~ $80 \uc0ac\uc774\uc5d0\uc11c \uc815\ud574 \uc9d1\ub2c8\ub2e4.<\/p>\n

            \n
          1. \n

            \uac00\uc785\uc790 \ubd80\ub2f4\ucd5c\ub300\ud55c\ub3c4\uc561 (Out-Of-Pocket Maximum)<\/h3>\n<\/li>\n<\/ol>\n

            \uac00\uc785\uc790 \ubd80\ub2f4 \ucd5c\ub300\ud55c\ub3c4\uc561\uc740 \ud55c\ud574\ub3d9\uc548 \uac00\uc785\uc790\uac00 \ubd80\ub2f4\ud558\ub294 \ucd1d\uc561\uc758 \uc0c1\ud55c\uc120\uc785\ub2c8\ub2e4. \uc774 \uae08\uc561\uc774 \ub118\uc73c\uba74 \ubcf4\ud5d8\ud68c\uc0ac\uac00 100%\ub97c \uc9c0\ubd88\ud569\ub2c8\ub2e4. \uc5ec\uae30\uc5d0\ub294 \ubcf8\uc778\ubd80\ub2f4\uae08, \ucf54\ud398\uc774\uba3c\ud2b8, \ucf54\uc778\uc288\uc5b4\ub7f0\uc2a4, \ub610\ub294 \uc720\uc0ac\ud55c \uccad\uad6c\ube44 \ubc0f \uae30\ud0c0 \ud569\ub2f9\ud55c \uc758\ub8cc\ube44\ub85c \uac1c\uc778\uc774 \uc9c0\ucd9c\ud558\ub294 \uae08\uc561\uc774 \ubaa8\ub450 \ud3ec\ud568\ub429\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc774 \ud55c\ub3c4\uc561\uc740 \ubcf4\ud5d8\ub8cc \ub610\ub294 \ud544\uc218\uc801\uc774\uc9c0 \uc54a\uc740 \uac74\uac15 \ud61c\ud0dd\uc740 \ud3ec\ud568\ub418\uc790 \uc54a\uc2b5\ub2c8\ub2e4.\u00a0\u00a0\uc608\ub97c \ub4e4\uc5b4 2021\ub144\ub3c4 \ucee4\ubc84\ub4dc \uce98\ub9ac\ud3ec\ub2c8\uc544<\/a> \ud50c\ub79c\uc758 \uac00\uc785\uc790 \ubd80\ub2f4 \ucd5c\ub300\ud55c\ub3c4\uc561\uc740 \uac1c\uc778 \ud50c\ub79c\uc758 \uacbd\uc6b0 $8,200, \uac00\uc871 \ud50c\ub79c\uc758 \uacbd\uc6b0 $16,400\ub97c \ub118\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n

            \uc2a4\uce74\uc774\ub77c\uc778 \ubcf4\ud5d8<\/a>\uc740 \uac74\uac15\ubcf4\ud5d8 \uc804\ubb38 \ub300\ub9ac\uc810\uc774\uba70 \ud55c\uad6d\uc5b4 \uc0c1\ub2f4 \uc5d0\uc774\uc804\ud2b8\ub97c \ubcf4\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc800\uc758 \ud68c\uc0ac \uc5d0\uc774\uc804\ud2b8\ub4e4\uc774 \uadc0\ud558\uc640 \uadc0\ud558\uc758 \uac00\uc871\uc744 \uc704\ud55c \ucd5c\uc0c1\uc758 \uac74\uac15\ubcf4\ud5d8 \ud50c\ub79c\uc744 \ucc3e\ub294\ub370 \ub3c4\uc6c0\uc744 \ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4. \uc624\ub298 \uc804\ud654\ud558\uc154\uc11c \ubb34\ub8cc \uc0c1\ub2f4 \ubc1b\uc73c\uc138\uc694 (714) 888-5116<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

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