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fit your lifestyle and budget.
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Beyond 20/20 With
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Welcome to vision-insurance

What Is Vision Insurance?

Vision insurance is a type of coverage that helps reduce the cost of eye exams, glasses, and contact lenses. It’s separate from health insurance and designed to make routine vision care more affordable.

Most vision insurance plans include:
Annual eye exam, prescription glasses, contact lenses, pediatric vision care and Discounts on LASIK or PRK.
vision-insurance

Types of Vision Insurance Plans

This is the most common type of vision insurance. 

Vision Benefits Packages (VBP)

Best for those who want predictable costs and structured coverage each year. 

Discount Vision Plans

Best for people who don’t use vision services often, or want basic savings without a full policy. 

Note: Most individual plans through EyeMed and VSP fall under the vision benefits package model 

These are not insurance, but rather savings plans. 

vision-insurance

What Does Vision Insurance Cover?

Vision insurance helps reduce the cost of essential eye care services and eyewear. While coverage varies by plan, most policies include:

Routine Eye Exams

  • Comprehensive vision testing once per year
  • Helps detect early signs of eye disease or vision changes
  • Often covered with a small copay or fully covered in-network
Routine Eye Exams

Prescription Glasses ​ / Contact Lenses

  • Coverage includes lenses with a frame allowance ($100–$200+) every 12–24 months.
  • Lens enhancements like anti-glare or progressive lenses may have extra costs.
  • You can choose contact lenses instead of glasses, with an annual allowance for standard lenses.
  • Some plans also cover contact lens fitting and evaluation fees.
Prescription Glasses ​ / Contact Lenses

Pediatric Vision Coverage

  • Covers exams, glasses, and lenses for children under 19
  • Included as an essential health benefit — no extra cost when paired with a compliant health plan
  • Helps support early detection of vision issues in children
Pediatric Vision Coverage

LASIK & PRK Discounts

  • Elective surgeries like LASIK aren’t typically covered
  • Most vision plans offer 15%–20% discounts at partnered facilities
  • Available through EyeMed or VSP-affiliated providers
LASIK & PRK Discounts
vision-insurance

What Does Vision Insurance Cover?

Vision insurance helps reduce the cost of essential eye care services and eyewear. While coverage varies by plan, most policies include:

Routine Eye Exams

Prescription Glasses ​ / Contact Lenses

Pediatric Vision Coverage

LASIK & PRK Discounts

How Much Does Vision Insurance Cost?

Vision insurance is one of the most affordable types of coverage — and often pays for itself with just one visit to the eye doctor.
Here’s what to expect:

Monthly Premiums

  • Most individual plans start between $10–$20/month
  • Family plans may range from $25–$50/month depending on the number of dependents

Out-of-Pocket Costs

  • Eye exams: Often covered in full or with a small $10–$15 copay
  • Glasses: Plans offer a $100–$200 frame allowance every 12–24 months
  • Contacts: Annual contact lens allowance typically around $130–$150

Annual Allowances & Limits

  • Most plans include one eye exam and one pair of glasses or contact lenses per year
  • Upgrades (like anti-reflective or progressive lenses) may involve additional costs

How Much Does Vision Insurance Cost?

Vision insurance is one of the most affordable types of coverage — and often pays for itself with just one visit to the eye doctor.

Here’s what to expect: 

Monthly Premiums

Out-of-Pocket Costs

Annual Allowances & Limits

Frequently asked questions

FAQs About Vision Insurance

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Yes — even a single visit for an eye exam or glasses can make your plan pay for itself. 

Absolutely. Many clients bundle both plans to save more and simplify care. 

Most plans offer an allowance for one — either glasses or contact lenses — per benefit period. 

Start dates vary, but many plans begin the 1st of the month after enrollment.

Testimonials

Why Our Clients Love Us?

Why choose us

Why Choose Skyline Benefit?

We make the process simple and fast1

Choosing a healthcare plan can be overwhelming; we simplify the process for you

We customize health coverage to your needs

We tailor your healthcare options to your unique needs and budget

We offer flexible and affordable coverage options

With our carrier network, you have access to a variety of affordable health insurance plans

We are committed to excellence in what we do

We serve our clients with professionalism, integrity and great care

Frequently asked questions

FAQs About Vision Insurance

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Yes — even a single visit for an eye exam or glasses can make your plan pay for itself. 

Absolutely. Many clients bundle both plans to save more and simplify care. 

Most plans offer an allowance for one — either glasses or contact lenses — per benefit period. 

Start dates vary, but many plans begin the 1st of the month after enrollment.

Contact with us

Have questions?

Write email

info@skylinebenefit.com

Call expert

(714) 888-5112

Visit office

1301 W Valencia Dr Fullerton, CA 92833

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